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With upwards of 90% of the dentists in the UK no longer accepting new NHS dental patients it is becoming increasingly important to insure privately against the increasing costs of dental treatment. Dental insurance allows you to see your dentist on a regular basis without having to worry about the costs of dental treatment.

We are able to offer a choice of two personal Dental Insurance contracts from two of the UK’ leading insurers, BUPA Dental and Universal Provident DentalCare which are designed to fit differing budgets according to your needs.

Our dental insurance plans provide a comprehensive range of benefits designed to reimburse the cost of private dental treatment in the UK.

Treatment can be carried out at any dentist in the UK.

Generous benefit limits for emergency and routine treatment

Low monthly subscription

Low cost dental insurance.

A summary of our dental insurance plans are shown below. For an application form or to download our full terms and conditions visit our library.

Comprehensive range of treatments
Our dental insurance plans provide a comprehensive range of treatments including; examinations, X rays, scalings, from BUPA Dental and both cover fillings, root treatments, gold and porcelain crowns, bridges, extractions, dentures and world wide emergency dental treatment. A benefit schedule and scheme rules will be provided on joining detailing all available treatments and benefits together with the cover limits and exclusions.

Simple to join
Download and complete the dental insurance application forms from our document centre. All new applicants are enrolled on the first day of the month following receipt of a completed application form. For example if you apply in June your start date will be 1st July. The premiums are reviewed annually on a common date of November 1st for BUPA Dental and twelve months from joining for Universal Provident DentalCare.

Simple to claim
Once your dentist has completed your treatment keep the receipts and download a claim form from our document centre. Return the completedclaim form and your receipts and you will be reimbursed within seven working days.

Use any dentist
You are free to use any dentist in the UK for your treatments and if you use a BUPA accredited dental practice the BUPA Dental plan benefits are uplifted by 20%.

Dental insurance subscriptions
Membership of our dental insurance plans is available for a fixed monthly subscription and adults can be included up to the age of 65 and dependent children can be included up to the age of 24. Family membership includes any number of eligible dependent children.

BUPA Dental*       Universal Provident Dentalcare

Single

Married

Single
Parent

Family

 

£35.61

£71.23

£71.23
 

£106.85

      

Single

Married

Family

      

£5.95

£11.60

£11.60


*Please note that the BUPA Dental policy benefits are calculated on an annual maximum basis to run for the policy year (November 1st to October 31st) therefore claims that span this date are subject to the maximum benefit entitlement per year according to eligibility and subject to renewal.

Immediate treatment after 3 month qualifying period & no oral examination required.
The BUPA Dental plan does not require you to undergo any dental examination before joining and will provide cover regardless of your oral health. You are completely free to claim for all policy benefits (except oral cancer or existing dental injuries caused through contact sport) after a three month qualifying period. Please note no benefits will be paid for any treatment received during the qualifying period.

Immediate treatment following completion of Certificate of Dental Health
The Universal Provident DentalCare policy offers immediate emergency cover up to £5,000 and upon completion by your nominated dentist of a Certificate of Dental Health confirming that all required dental treatment has been carried out and that you are in good oral health, full benefits are available. Please note that Universal Provident DentalCare does not cover for any treatment for replacement crowns, bridge work or fillings.

Ready to apply?
You will need Adobe acrobat reader to download our application forms.

I need help
Call one of our professional advisors who will help you make the right decision based on your individual circumstances.





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Walter Ainsbury & Son Ltd t/a Ainsbury Insurance Brokers are Independent general Insurance Brokers and are directly authorised and regulated by the Financial Services Authority. ( Membership Number 306355 )