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With
upwards of 90% of the dentists in the UK no longer accepting
new NHS dental patients it is becoming increasingly important
to insure privately against the increasing costs of dental
treatment. Dental insurance allows you to see your dentist
on a regular basis without having to worry about the costs
of dental treatment.
We are able to offer a choice of two personal Dental Insurance
contracts from two of the UK’ leading insurers, BUPA
Dental and Universal Provident DentalCare which are designed
to fit differing budgets according to your needs.
Our dental insurance plans provide a comprehensive range of
benefits designed to reimburse the cost of private dental treatment
in the UK.
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Treatment can be carried out at any dentist in the UK.
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Generous benefit limits for emergency and routine treatment
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Low monthly subscription
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A summary of our dental insurance
plans are shown below. For an application form or to download
our full terms and conditions visit our library.
Comprehensive range of treatments
Our dental insurance plans provide a comprehensive range
of treatments including; examinations, X rays, scalings,
from BUPA Dental and both cover fillings, root treatments,
gold and porcelain crowns, bridges, extractions, dentures
and world wide emergency dental treatment. A benefit schedule
and scheme rules will be provided on joining detailing
all available treatments and benefits together with the
cover limits and exclusions.
Simple to join
Download and complete the dental insurance application
forms from our document centre. All new applicants are enrolled
on the first day of the month following receipt of a completed
application form. For example if you apply in June your
start date will be 1st July. The premiums are reviewed
annually on a common date of November 1st for BUPA Dental
and twelve months from joining for Universal Provident
DentalCare.
Simple to claim
Once your dentist has completed your treatment keep the receipts
and download a claim form from our document centre. Return
the completedclaim
form and your receipts and you will be reimbursed
within seven working days.
Use any dentist
You are free to use any dentist in the UK for your treatments
and if you use a BUPA accredited dental practice the BUPA
Dental plan benefits are uplifted by 20%.
Dental insurance subscriptions
Membership of our dental insurance plans is available for
a fixed monthly subscription and adults can be included
up to the age of 65 and dependent children can be included
up to the age of 24. Family membership includes any number
of eligible dependent children.
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BUPA Dental*
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Universal Provident Dentalcare
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Single
Married
Single Parent
Family
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£35.61
£71.23
£71.23
£106.85
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Single
Married
Family
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£5.95
£11.60
£11.60
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*Please note that the BUPA Dental policy benefits are calculated on an annual maximum basis to run for the policy year (November 1st to October 31st) therefore claims that span this date are subject to the maximum benefit entitlement per year according to eligibility and subject to renewal.
Immediate treatment after
3 month qualifying period & no oral examination required.
The BUPA Dental plan does not require you to undergo any
dental examination before joining and will provide cover
regardless of your oral health. You are completely free to
claim for all policy benefits (except oral cancer or existing
dental injuries caused through contact sport) after a three
month qualifying period. Please note no benefits will be
paid for any treatment received during the qualifying period.
Immediate treatment following completion
of Certificate of Dental Health
The Universal Provident DentalCare policy offers immediate
emergency cover up to £5,000 and upon completion by
your nominated dentist of a Certificate of Dental Health
confirming that all required dental treatment has been carried
out and that you are in good oral health, full benefits are
available. Please note that Universal Provident DentalCare
does not cover for any treatment for replacement crowns,
bridge work or fillings.
Ready to apply?
You will need Adobe acrobat reader to download our application forms.
I need help
Call one of our professional advisors who will help you make
the right decision based on your individual circumstances.
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