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hospital cash plan




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Hospital Cash benefit plans are a low cost alternative to traditional private medical insurance and have been increasing in popularity over recent years. These plans pay a pre-defined amount towards the cost of medical treatments including optical treatment, dental treatment, complementary medicine, maternity and hospitalisation.

Up to £800 cash payment per child born

Up to £560 per week for hospital in-patient stay

£12,000 tax free personal accident cover

Critical illness insurance quotes online with discounted rates from the leading critical illness insurance providers in the UK.

We can offer membership of BUPA's personal cash benefit plan for a discounted rate from only £2.00 per week. Cover for the whole family (children up to age 21 or 24 if in full time education) is available and if selected, monetary benefits are payable per person.

Offering a choice of 17 benefits, the cash plan can offer valuable help towards unexpected medical expenses, or assist you with the routine costs of dental or optical treatment. The cash plan can also complement traditional private medical insurance cover by helping to meet the incidental expenses relating to a hospital stay.

Benefits offered

Routine dentistry up to £280 per year                Optical cover up to £280 per year.
Cash for hospital in-patient stays                Up to £2,240 for joint hospital admission
Parental accommodation if child in hospital                Up to £150 for routine Health Screens
Worldwide Emergency Cover                Hospital day surgery
Up to £800 towards Physio/Osteopathy                Up to £240 towards allergy testing
Up to £800 towards Acupuncture/Chiropractice                Up to £240 towards Chiropody
Up to £800 towards Homeopathy                Up to £560 towards a hospital accident
Up to £240 towards surgical appliances                Up to £560 towards specialist consultations
Up to £800 per newborn child maternity benefits                Up to £800 per newly adopted child
Up to £3,200 for admission to hospital after accident                £12,000 tax free lump sum personal accident cover

24 Hour Helpline
In addition to all of the standard benefits members have access to a 24 hour helpline which can provide valuable advice on all legal, medical and tax issues.

BUPA Health Report
Every two years BUPA will provide a full and detailed personal health and lifestyle questionnaire which can serve as a very useful early warning system to potential health issues.

Immediate cover following three month qualifying period No medical examination is required, applicants will be offered immediate cover after the standard three month claim qualifying period. Please note that only 50% of costs are met for certain benefits, i.e you would have to spend the same amount yourself in order for the insurer to reimburse up to the monetary limits. Full terms and conditions are available in our library .

Pre-existing conditions
Hospital cash or treatment benefits are not payable for treatment that relates to a pre-existing condition. Please refer to the Terms and Conditions for full benefits and a list of pertinent exclusions to cover.

Ready to apply?
Access our library to obtain an application form and complete then return to us at the Edinburgh address - Catchpell House, Carpet Lane, Edinburgh, EH6 6SP.

I need help
If you need any help simply call one of our professional advisors and they will guide you though the options available to you.





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Walter Ainsbury & Son Ltd t/a Ainsbury Insurance Brokers are Independent general Insurance Brokers and are directly authorised and regulated by the Financial Services Authority. ( Membership Number 306355 )